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Why do you need my bank login?

The reason why an application asks for bank connect

To verify your income, your transaction history is collected from your bank. Your permission is required to access this data through a secure connection provided by your bank.

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Note: it's important that you log into your primary deposit account for income (i.e. payroll and other sources of income).

Only bank statements and transaction information is collected when your bank is connected. We cannot log into your account, make any changes, withdraw any money, make unauthorized transfers, or do anything that would require your explicit permission.

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Once transaction history is collected, your bank account is disconnected.

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